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    Built for Canadian families. No signup required. Move the sliders and see what's possible for your situation.

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    Insurance

    Life Insurance Needs

    Find out exactly how much life insurance your family needs.

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    Insurance

    Critical Illness Coverage

    Calculate how much CI coverage your family actually needs.

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    Insurance

    Disability Income

    See how big your disability income gap really is.

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    Insurance

    Term vs Whole Life

    Understand the real difference between term and whole life.

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    Insurance

    Child Life Insurance

    Lock in your child's insurability and build tax-sheltered cash value.

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    Savings & Investments

    RRSP Calculator

    See how much your RRSP could be worth at retirement.

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    Savings & Investments

    TFSA Calculator

    Watch your tax-free savings grow over time.

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    Savings & Investments

    FHSA Calculator

    Calculate your path to a tax-free first home down payment.

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    Savings & Investments

    Investment Comparison

    See what a better return rate means for your financial future.

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    Savings & Investments

    TFSA vs Taxable Investment

    See exactly how much tax is costing your investments.

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    Savings & Investments

    RRSP Tax Refund

    Calculate your exact RRSP tax refund and how to maximize it.

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    Retirement

    Retirement Income

    Find out how long your retirement savings will actually last.

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    Retirement

    Inflation Impact

    See what your money will actually be worth in the future.

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    Retirement

    Net Worth Calculator

    Get your complete financial snapshot in under 2 minutes.

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    Debt & Budgeting

    Mortgage Payoff

    See how many years and dollars you could save on your mortgage.

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    Debt & Budgeting

    Debt Payoff

    Find your path to debt freedom — no judgement, just a plan.

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    Debt & Budgeting

    Emergency Fund

    Find out if your family is protected against income disruption.

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    Debt & Budgeting

    Cost of Waiting

    See the real dollar cost of delaying your financial decisions.

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    Mortgages

    Mortgage Calculator

    Find your best rate and see exactly how much you could save over the life of your mortgage.

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    Government Programs

    RDSP Calculator

    Find out how much free government money your family qualifies for.

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    Government Programs

    RESP Education Savings

    Calculate your child's education fund including government grants.

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    Government Programs

    Financial Planning

    A comprehensive roadmap tailored to your specific goals.

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    Not sure which calculator to start with?

    Tell Sarah Lovett your situation and they will point you to the numbers that matter most for your family.

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    Hi there! I'm Anna, Sarah Lovett's virtual assistant. Ask me anything about insurance, savings, or government programs — or book a free call with Sarah right now.