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This information is for educational purposes only and does not constitute financial or insurance advice. Northwest Financial Advisory | Sarah Lovett, Life and Accident and Sickness Insurance Agent | License LIC-2025-0059458-R01 | Victoria, BC. Always consult a licensed financial professional before making financial decisions. Northwest Financial Advisory complies with BC's Personal Information Protection Act (PIPA). © 2026 Northwest Financial Advisory. All rights reserved.

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